FinTech: Who Regulates It and Why It Matters
By Brian Knight
This paper seeks to examine the implications of who should regulate FinTech, and how the answer may affect both company and consumer use of financial services. Given the scope and diversity of FinTech, the paper’s representation of the regulatory environment is by necessity simplified and does not purport to provide specific answers. Instead, it seeks to offer general points that stakeholders may wish to consider.